Category: Budgets

When people hear the word “debt,” they automatically think of the bad. They consider the bailiffs and the red letters and the debt collector phone calls. The thing is, there are debts out there...

If you are planning to buy a new car or you want to manage the costs of your car a little better, creating a budget is the best option. Though your monthly costs may...

There are a lot of budgeting excuses out there…I know, I used all of them for way too long.  I get it’s hard face. But hear me out.  Why don’t you have a budget?   “Now’s...

  Everyone who has ever started a budget has ended up asking themselves “What do I do when I go over my budget?” There’s a reason for that. Every single person that has created...

One of my favourite money saving tricks is using the spending freeze rules to save about £500 quickly.  Usually, you can save £500 in less than a month. Depending on your current spending, saving...

Are you struggling with losing weight and spending a ton of money in the process. These budget friendly ideas will help you fight the battle without breaking the bank.  Gym memberships, special food and drinks, personal...

The debt snowball payoff method. You start paying minimums on all your debts, putting any “extra” toward paying down your smallest debt first. Once your lowest debt is paid off, you roll the extra to your next smallest debt, and so on. This creates a “snowball effect,” helping you pay off debt fast.

So, you’re really trying to commit to your budget. GO YOU! But despite your hard work, the light at the end of the tunnel still feels really, really far away. Keeping your eye on the prize...

So you know you need a budget, but you aren’t quite sure where to start. You’re not alone! This year, let’s get your budget off on the right foot. Even if you’re a total...

It happens to all of us, whether it comes to cleaning the house, cooking dinner, trying to lose weight and especially budgeting and finances. In an attempt to get finances under control you pull out your budget, drag out those stacks of bills, open spreadsheets…and feel completely overwhelmed when you look at the balances.